F&M Bank Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary

Three Rivers Bank of Montana Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary

Three Rivers Bank of Montana Ratio Analysis

The following ratios and knowledge can be found that will help you higher perceive the monetary situation of Three Rivers Bank of Montana.
The knowledge is supplied by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever misplaced deposits which have been inside the FDIC insurance limits.

Texas Ratio
Three Rivers Bank of Montana U.S. Bank Average
4.07% 5.29%

The Texas Ratio compares the bank’s non performing belongings (non-performing loans and actual property owned)
with its tangible widespread fairness and its loan loss reserves.
A decrease Texas ratio signifies higher protection of downside loans.
The nearer the Texas Ratio is to 1-to-1 or 100%, the much less capital and reserves a bank
has to soak up its loan losses.

As of March 31, 2021,
Three Rivers Bank of Montana had $974,000 in non-current loans and $0 in owned actual property.
To cowl these potential losses it had $21,030,000 in fairness and $2,874,000 in loans loss reserves.
That offers it a Texas Ratio of 4.07%.

Return on Equity
Three Rivers Bank of Montana U.S. Bank Average
11.47% 11.43%

Three Rivers Bank of Montana has a Return on Equity of 11.47% versus the BestCashCow common of 11.43%.
Return on fairness measures how effectively a bank is creating wealth from its capital. A bank with a constantly excessive ROE may be thought of properly run.
A bank with a constantly low ROE may be thought of poorly run.

Capitalization
Three Rivers Bank of Montana U.S. Bank Average
8.49% 11.51%

Three Rivers Bank of Montana has a Capitalization of 8.49% versus the BestCashCow common of 11.51.
Capitalization measures how a lot fairness capital a bank has to underpin loans and different belongings on its steadiness sheet.
The larger the capitalization quantity the safer a bank is taken into account.

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Three Rivers Bank of Montana Balance Sheet Analysis

As of March 31, 2021,
Three Rivers Bank of Montana had belongings of $247,833,000, loans of $161,370,000, and deposits of $224,754,000.
Long-term will increase in deposits exhibits a bank’s capacity to boost funds to develop its loans and belongings.
Loan and asset development might rise or fall relying on a bank’s technique for development.
Sharp rises and falls in belongings, deposits, and loans may be problematic, indicating a loosening of lending requirements, or monetary misery resulting in diminished lending.
A giant change in these figured can be from a bank acquisition or merger.