index – personalfinance viewhistorytalk #Welcome to the PersonalFinance Wiki ## [Please read this basic financial advice everyone should follow](http://www.reddit.com/r/personalfinance/wiki/commontopics). ###[“I Have $[X]… What Do I Do With It?!”](http://www.reddit.com/r/personalfinance/wiki/commontopics) ###[“I am 15/16/17/18/19/20, can you give me some advice?”](https://www.reddit.com/r/personalfinance/wiki/teachme) ### [New User Orientation](http://www.reddit.com/r/personalfinance/wiki/newuser) ## Specific Topics: ###[Auto](http://www.reddit.com/r/personalfinance/wiki/vehicles) ###[Budgeting](http://www.reddit.com/r/personalfinance/wiki/budgeting) ###[Collections](http://www.reddit.com/r/personalfinance/wiki/collections) ###Credit * [Collections](http://www.reddit.com/r/personalfinance/wiki/collections) * [Credit Cards](http://www.reddit.com/r/personalfinance/wiki/creditcards) * [Credit…