Student loans from the credit union

Student loans from the credit union


Whether it’s textbooks, or laptops, lease or course charges – we may help you prepare versatile finance with ease.

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If you’re leaving the nest for the primary time to embark in your third degree journey, otherwise you’re returning to strive one thing new, speak to your native credit union right this moment about our vary of student loans obtainable that will help you cowl all of the bills that school can throw at you. Because for your entire desires which can be massive, small or unusual, we’ve obtained you coated with our monster loan vary.


Loan Repayments

The most rate of interest which a credit union can cost is 12% (12.68% APR)*. Most credit unions have loan rates of interest that are considerably decrease than that and provide a loan curiosity rebate on the finish of the 12 months. Why not strive our new loan calculator device beneath to see how a lot a automobile loan may price you.

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Why? Imagine a Different Kind of Lender  

Imagine – A straight-forward loan, with no sneaky circumstances.
Credit unions provide versatile student loans of all sizes. You can repay your loan early or improve your repayments, all with none scary penalties.

Imagine – A loan from a lender on the coronary heart of your neighborhood.
Credit unions are not-for-profit and owned by our members, the individuals who save with us and borrow from us. All choices are taken at native degree, in the most effective curiosity of all our members.

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Imagine – A loan with in-built insurance, without charge to you.
This is designed to repay a loan within the occasion of a borrower’s dying – topic to phrases, circumstances and eligibility standards.

Student Grants and Bursaries

Each 12 months many credit unions award very substantial grant funding to students who will likely be attending 3rd degree training or additional training programs.
The format of those awards differ broadly, as do the phrases and circumstances which apply. Some credit unions base the award on tutorial {qualifications}, whereas others run an open draw. The majority require that the applicant be both a member of the credit union or the son/ daughter of a member. 

You can solely be part of a credit union (and apply for such schemes) in case you reside or work within the space served by the credit union. 

For extra info, contact your native credit union right this moment. You can discover particulars of your native credit union right here.


How do I apply for a Student Loan?

All credit unions are completely different however many will mean you can apply on-line or over the cellphone with many providing fast approval instances – for extra info and recommendations on how one can get a student loan from the credit union, click on right here.

If you’re already a member of a credit union, contact your credit union right this moment, or to submit a private loan enquiry to your native or office credit union, please click on on the Loan Enquiry hyperlink beneath.

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​Not a Member? Not a Problem!

If you’re not already a credit union member, why not be part of your native or office credit union right this moment? You’ll discover extra particulars on what it’s good to be part of by clicking right here.

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Or in case you can’t bear in mind the final time you used your native credit union, that is additionally no drawback. Credit unions simply like to see previous pals returning. Just contact your native credit union to learn how to reactivate your account. 

Loans are topic to approval. Terms and circumstances apply. If you don’t meet the repayments in your loan, your account will go into arrears. This might have an effect on your credit score which can restrict your capability to entry credit sooner or later. Credit unions within the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and controlled by the Financial Conduct Authority and the Prudential Regulation Authority.

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