Student grants and loans for studies in Sweden

Student grants and loans for research in Sweden

To apply for examine assist, that is what you will want to do:

  1. Prepare your software. Find out your examine occasions, take into account how a lot it’s good to borrow and calculate your earnings over your examine interval.
  2. Submit an software in Mina sidor (My Pages). Log in with e-ID, which is the quickest methodology.
  3. When you obtain your choice from CSN, be certain that every part is appropriate. If something is fallacious, contact CSN.
  4. If you haven’t beforehand obtained student finance or if greater than a 12 months has handed because you final obtained such finance, you must register your bank account particulars with Swedbank’s account register. We can then pay the cash out on to your account. Your account will be in any Swedish bank.
  5. In conjunction with the beginning of the semester – submit a examine assurance to CSN by which you certify that you will be learning as said within the choice. You can usually submit your examine assurance in Mina sidor or in CSN’s app.
  6. Register in your programs. You can do that at your faculty.

You will obtain the primary fee for the semester on the time while you begin learning. You will then obtain the fee on the twenty fifth of the month, prematurely for every month you might be learning. If this can be a weekend or a public vacation, you’ll obtain the funds on the final weekday earlier than this date.

You can see your funds in Mina sidor. You will usually obtain student grants and loans for 4 weeks every time you obtain a fee from CSN.

READ:   8 Benefits for Healthcare Workers, First Responders within the HEROES Act

Provide notification in case you grow to be unwell or if something modifications

If something occurs or modifications throughout your interval of examine, it is vital so that you can present notification of the change so that you just obtain the correct amount. Changes would possibly embody you e.g.

  • interrupting your research
  • learning for fewer credit than you had deliberate
  • promoting a property and receiving earnings above the free quantity.

If you’re a overseas citizen, you additionally should notify CSN within the occasion e.g. of any modifications to your residence allow, or within the occasion you or an individual you might be associated to ought to cease working or have a discount in working hours.

You can submit a change notification in Mina sidor or contact us in another means. If you fail to report modifications and this ends in you being paid greater than you might be entitled to, you’ll have to pay the extra funds again. We will verify the knowledge you will have offered to CSN with the college’s information.

If you or your little one turns into unwell

It can be essential to submit notification in case you grow to be unwell or if it’s good to be at residence to look after a sick little one. In this case, you could hold your student grants and loans with out these weeks being counted as having been used, and requirement concerning awarded credit can be decreased. Report sickness to the Swedish Social Insurance Agency (Försäkringskassan) and care of a kid to CSN.

READ:   Top 10 Bank Accounts for Teenagers

Repaying the student loan

If you select to borrow cash from CSN, you’ll have to repay the loan. You will obtain a fee plan when it’s time to begin making repayments.

If that is the primary time you will have taken out a student loan, you’ll begin repaying the loan on the earliest six months after receiving the student support. If you will have studied earlier than and begin learning once more, you’ll not obtain any such grace interval.

The quantity you must pay annually relies upon e.g. on

  • how a lot you will have borrowed
  • the size of time you will be repaying your loan
  • the rate of interest.

You can take a most of 25 years to repay your loan, and it should be totally repaid by the point you flip 60. You will often pay rather less at the start and extra on the finish. Of course, you possibly can repay the loan quicker if you would like.

If you might be experiencing problem along with your repayments, for instance as a result of your earnings decreases, you possibly can apply to pay again much less for a sure time frame. CSN will then assess your software and decide whether or not you might be entitled to pay much less.

Remember to be sure that CSN at all times has your appropriate tackle particulars. This is a requirement.

Repaying the student loan

If you will have obtained a requirement

If you will have obtained cash from CSN that you weren’t entitled to, you must pay it again. In this case, you’ll obtain a requirement.

READ:   What is Federal Student Aid? | Basics | Financial Aid Services

If you will have obtained a requirement

Appealing in opposition to a call by CSN

If you consider that CSN has reached an incorrect choice, you possibly can attraction in opposition to it. CSN should be in receipt of your attraction inside three weeks from the date on which you had been notified the choice.

How to attraction in opposition to a call

Leave a Reply

Your email address will not be published. Required fields are marked *