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Luis Padilla, MD, on NHSC student loan reimbursement & scholarship packages | AMA Moving Medicine Video

AMA’s Moving Medicine video collection amplifies doctor voices and highlights developments and achievements all through medication.

In at the moment’s episode of Moving Medicine, AMA Chief Experience Officer Todd Unger discusses loan reimbursement and scholarship packages that present monetary incentives to recruit and retain main care medical students and dealing well being professionals in trade for his or her service in communities in want with Luis Padilla, MD, affiliate administrator of the Bureau of Health Workforce.

Learn extra about National Health Service Corps (NHSC).


  • Luis Padilla, MD, affiliate administrator, Bureau of Health Workforce

Unger: Hello, that is the American Medical Association’s Moving Medicine video and podcast. Today I’m joined by Dr. Luis Padilla, affiliate administrator of the Bureau of Health Workforce in Rockville, Maryland, and he’ll talk about loan reimbursement and scholarship packages that present monetary incentives for medical students in trade for his or her service in communities of want. I’m Todd Unger, AMA’s chief expertise officer in Chicago.

Dr. Padilla, thanks a lot for becoming a member of us. I wish to discuss in regards to the particular program, the National Health Service Corps. Can you give us just a little background on what it’s?

Dr. Padilla: Thank you, Todd. Thank you for having me. I admire the chance to debate the National Service Corps and at all times enthusiastic about this crucial program that is been very impactful in my life, each personally and professionally.

So the National Service Corps is part of the Health Resources and Services Administration’s, HRSA’s, broader effort to handle well being fairness and develop care to susceptible communities throughout the nation. And this system is celebrating its fiftieth 12 months anniversary subsequent 12 months and we’re actually enthusiastic about that. And at its core, this system is a loan scholarship program that helps clinicians and well being skilled students in trade for his or her dedication to serve in areas the place they’re wanted essentially the most. And the National Service Corps helps medical, dental and behavioral well being clinicians to repay their student debt via loan fee and scholarship packages in trade for working in underserved areas.

Unger: And we all know that is an enormous downside, medical students popping out of med faculty in over $200,000 price of student loans, in order that’s huge. You talked about in your introductory type of dialogue there that this was personally vital to you when it comes to your individual expertise. Can you discuss just a little bit about how that impacts your work?

Dr. Padilla: Well, it impacts my work on daily basis as a former National Service Corps scholar, as a medical student that was struggling to pay for my training. My household could not afford that. I’m the primary in my household to attend school and it actually was a life changer for me. And that scholarship afforded me the chance to serve at Unity Healthcare Upper Cardozo Health Center to fill my obligation in 2004 earlier than I grew to become that heart’s medical director. And I noticed firsthand, Todd, how this system is impacting each not simply the debt reduction for these clinicians however their alternative to supply high quality competent care to those communities.

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Unger: Where does the funding for this program come from?

Dr. Padilla: Well, as you already know, as a federal program, that company is funded by Congress as a part of its acceptable price range. And we’re joyful to notice that along with our base funding, we acquired $800 million from the Biden-Harris administration’s American Rescue Plan. And these further funds allowed us to award the most important class of clinicians in this system historical past, with now over 20,000 National Service Corps members, practically 20,000 National Service Corps members serving in communities in want throughout the nation. And that funding can be going to permit us to award these clinicians presently working at these NHSC permitted websites. So it is available in from Congress, we acceptable these awards and assist these clinicians in these communities.

Unger: And let’s get just a little bit extra into the packages themselves. Talk just a little bit extra in regards to the particulars across the packages which are provided.

Dr. Padilla: Sure. So now we have an array of packages which are provided however primarily these are loan scholarship alternatives that assist clinicians by paying off their debt or offering scholarship to pay for his or her well being professions coaching program. Our longest established program is the National Service Corps scholarship program, the one which I used to be concerned in, and that covers tuition, full tuition charges, together with a stipend to medical, dental, nursing students and doctor assistants to ensure that them to finish their training after which go work in areas the place they’re wanted essentially the most for at the very least two years of service and dedication.

But I additionally wish to spotlight, Todd, that we assist fourth 12 months medical students via our Students to Service studying fee program that gives as much as $120,000 for medical, dental, nursing students and doctor assistants of their remaining 12 months of coaching in class. And these awardees would then be obligated to supply two years in an underserved group.

Unger: That’s an enormous amount of cash, and once more, again to that statistic we talked about, an enormous portion of what a typical student would emerge from medical faculty with. What about packages for well being professionals who wish to keep and work in these communities?

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Dr. Padilla: Right, so these packages I discussed earlier, these scholarship packages and our S to S program however we provide alternatives for loan reimbursement. That is these clinicians which are presently working in underserved rural areas, in these communities the place we have to present some assist for loan debt and the struggles that they’ve. And for that, now we have our longstanding conventional loan reimbursement program that gives as much as $50,000 for certified working well being professionals’ student loan debt. It has an obligation of two years, minimal. Participants that full these two years can come on and so they get precedence for a further 12 months and so they can proceed in this system till they’re freed from their academic debt.

But together with our conventional program, we additionally provide assist via our substance use dysfunction workforce loan reimbursement program that gives as much as $75,000 to certified members of the substance use dysfunction therapy group and expanded beforehand our disciplines to incorporate pharmacists, registered nurses and substance use dysfunction counselors. This is essential, as you already know, proper now at a time the place we’re combating substance use dysfunction, opioid use dysfunction. We reached a peak of 90,000 deaths final 12 months on account of substance use dysfunction and overdoses. And these packages are meant to supply these companies. And as an additional side of our loan reimbursement program, we provide what we name our rural group loan reimbursement program that gives as much as $100,000, once more, for substance use dysfunction therapy group members in these rural areas. And these people each have a 3 12 months dedication.

Unger: And who can apply for packages like this?

Dr. Padilla: Well, we provide alternatives to numerous disciplines, are eligible via our numerous packages. But bear in mind, the main target of the corps is actually centered on main medical, dental and behavioral well being. So we assist professionals like physicians, nurse practitioners, licensed nurse midwives, doctor assistants, dentists, dental, hygienist, licensed scientific social staff and well being service psychologists to call a number of. But that total listing will be discovered on

Unger: In phrases of timing, when would students or candidates apply for these packages?

Dr. Padilla: So we sometimes open our on-line utility, the whole lot is completed on-line, we sometimes open that on-line utility annually and we anticipate opening that up within the first a part of November for what we name our fiscal 12 months ’22 utility cycle. During that interval, the appliance cycle will likely be open, any eligible applicant or applicant can go to our portal. They can get help, together with info and webinars, query and reply periods, and direct e mail and name heart assist to assist them full that utility course of. So once more, the whole lot is on-line, together with their loan info is built-in into the system. They do not should add these manually, that comes into our system immediately. So as a reminder, that URL is

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Unger: And we’ll present that on the display there on the similar time. Last query, clearly the large a part of it is a dedication to underserved communities. How do you see these communities and minority populations benefiting from packages like this?

Dr. Padilla: Well, as I discussed Todd, I imply we’re celebrating our fiftieth anniversary. And since we have began this program, communities have benefited tremendously from having a constant workforce that is available in and offers high quality, culturally competent care. We’re now at over 66,000 alumni on this program via that fifty 12 months interval. All of those communities profit from elevated entry to oral well being, main care, OB/GYN companies, psychological well being companies, substance use dysfunction companies now. The array of disciplines that I shared are crucial in guaranteeing that now we have entry. And actually on the finish of the day, communities are benefiting from having the consistency and having clinicians who’re dedicated to offering companies in these underserved communities. Let alone the truth that we stress integration of companies, whether or not it is main care with behavioral well being, oral well being and first care, and even public well being and first care now within the time of COVID. That built-in strategy to companies is actually what we search for in our websites and our clinicians … from that as nicely.

Unger: Well, it feels like a tremendous program and far wanted based mostly on the conversations I’ve been capable of have with many medical students on the market. Again, discover out extra info at and discover out what packages may be best for you. Dr. Padilla, thanks a lot for being with us right here at the moment and sharing the small print of those vital packages.

That’s it for at the moment’s Moving Medicine video and podcast. We’ll be again with one other section quickly. In the meantime, remember to click on subscribe on the AMA’s YouTube channel, Apple, Spotify or wherever you hearken to your podcasts. Find all our movies and podcasts at Thanks for becoming a member of us. Please take care.

Disclaimer: The viewpoints expressed on this video are these of the contributors and/or don’t essentially mirror the views and insurance policies of the AMA.