Talk to your native credit union in the present day
Buying a property is a traumatic time. What to purchase (and the place)? How a lot to bid (and when)? When you’ve lastly discovered what you’re searching for and also you want a mortgage, you wish to take care of a lender you possibly can belief.
Across the Republic of Ireland, increasingly credit unions at the moment are providing mortgages to their members.
A mortgage from a credit union is exclusive in so some ways.
- Every credit union is owned by its members, the individuals who save with it and borrow from it. A mortgage from a credit union is funded by the financial savings of different individuals inside your group
- All lending choices are taken at native stage, not in some distant head workplace.
- Credit unions excel in private service which they supply. For a file breaking 4 years in a row, credit unions have been voted one of the best organisation for buyer expertise within the CXi Ireland report
- In 2019, credit unions had been voted probably the most extremely regarded organisation in Ireland within the Reptrak® Ireland research.
Each credit union units its personal rate of interest at native stage. The majority of mortgages are offered for residential purchases.
Whether you’re shopping for (or constructing) your first house, buying and selling up (or down) otherwise you’re eager about switching your mortgage, discuss to your native credit union in the present day.
You can discover contact particulars on your native credit union by clicking right here.
WARNING – IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING – IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.
WARNING – POSSIBLE FLUCTUATIONS IN THE INTEREST RATE COULD AFFECT THE AMOUNT PAYABLE.
Security, property insurance and life cowl required. Loans are topic to approval. Terms and situations apply. Credit Unions within the Republic of Ireland are regulated by the Central Bank of Ireland.