August 2021 Financial Checklist

August 2021 Financial Checklist

We’ve formally entered the month of August (time flies when in lockdown). For actual although, we hope you’re all staying protected and retaining your spirits excessive in the event you’re in any lockdown-affected areas. That being stated, right here’s your favorite monetary guidelines to assist hold you busy:

1. Stay linked whereas staying at dwelling

With many Aussies presently caught at dwelling as a result of newest COVID restrictions, sustaining a secure web connection could be a actual problem.

Not solely is the community itself struggling to deal with a lot site visitors throughout the nation, chances are high your present broadband plan simply can’t sustain together with your family’s knowledge wants at this time limit.

So, in case your children are streaming HD movies around the clock or it’s a continuing bandwidth tug-a-war together with your associate attempting to hitch work calls, it is perhaps time to improve to the next velocity NBN plan.

2. Keep your power invoice in verify

Speaking of which, being caught at dwelling together with your flatmates or relations received’t simply impression your web use – it will probably drive up your electrical energy use normally.

With extra individuals at dwelling, you’ll doubtless have extra lights switched on and extra home equipment getting used. Not to say, it’s presently the center of winter, so that you’ve in all probability been cranking up the heater to maintain the place heat.

Needless to say, if you wish to keep away from an astronomical electrical energy invoice, then it’s value doing a fast power supplier comparability to see what’s round, then probably swap to a extra aggressive supply.

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3. Take a take a look at your credit rating

Whether or not you’re about to use for a loan, it’s all the time sensible to verify your credit report occasionally. Or else, you possibly can be strolling round with a poor credit rating with out even realising it.

Repairing a nasty credit rating and increase a stable credit historical past takes time – so the earlier you will get began, the higher. That method, in the event you do find yourself needing to take out a loan down the monitor, you’ll be in a greater place to take action.

4. Get the low-down on digital finance

Here’s what’s been happening at The Finance Burrito this month, boys ‘n’ gals!

Episode #34: Your Money News: Green machines & one of the best work-life stability scenes

This week on Your Money information, Tom and Liv focus on:

  • All the upcoming adjustments to stamp obligation for electrical autos in NSW.
  • YourTremendous: A brand new superannuation comparability device obtainable in Oz that would show you how to look out for future you.
  • A brand new world tax initiative that would doubtlessly see Australia pocket an additional 3 billion tax {dollars} a yr.
  • Work-life stability: how different international locations are efficiently making the shift in direction of working much less and residing extra.

Episode #35: Unwrapped: Jealous that every one your mates are incomes the large bucks whereas they sleep? Catch up on the whole lot crypto & investing

Whether you’re an investing noob or a professional coin-head, prepare for all issues crypto and investing within the subsequent episode of our Digital Finance Unwrapped season:

  • Get the lowdown on:
  • How on-line investing works.
  • Plus, the way to make it give you the results you want!
  • Learn the historical past of share buying and selling & the way it received to the place it’s right now.
  • Then, hear on-line sharing buying and selling app Superhero CEO John Winters focus on how Superhero empowers individuals to take management of their portfolios.
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Episode #36: Afterpay is making bank & do you should name your ex earlier than lodging your tax return?

In this episode, the dynamic duo breaks down:

  • Buy Now Pay Later supplier Afterpay’s current announcement to maneuver into the banking sphere, plus how one can money in on the motion.
  • Why you may have to name your ex earlier than tax time – Scared?
  • Finally, what’s a burrito ep with out a billionaire blasting off into area?

Tune into The Finance Burrito podcast now, children! While you’re at it, go observe @TheFinanceBurrito on TikTok to see your fave burrito bunch fooling around (plus a tonne of severely cute animal vids).

5. Activate your Midas contact this Leo season

Leo season’s right here, and (in true Leo kind) you’re going to verify EVERYONE is aware of it!

Our mystical Mozo Magic 8-ball says this yr you might have the Midas contact, Leo … as long as you’re keen to place within the work. But as everyone knows, laborious work is your center identify.

If you do occur to manifest some more money, then search for methods to get some further bang in your buck. Perhaps a high-interest financial savings account?

That’s all for now, of us! Catch you again right here in a month in your September 2021 Financial Checklist. For now, head to our life & cash hub to maintain your self entertained.